Ready to Convert?

 Ready to Convert? One of the best retirement/asset transfer plans around may also be the least understood – the Roth IRA. We love our accountants, as we suspect you do, but sometimes they get too caught up in minimizing taxes today and not thinking enough about the long term. When many of us began saving […]
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SECURE 2.0 Helps Small Employers Help Their Employees

SECURE 2.0 Helps Small Employers Help Their Employees Approximately 78% of people who work for companies with fewer than 10 employees and about 65% of those who work for companies with 10 to 24 employees do not have access to a retirement plan at work. 1 That’s unfortunate, because workers with a retirement plan are […]
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New for 2023 – Secure Act 2.0

New for 2023 – Secure Act 2.0 As part of the $1.7 trillion omnibus spending bill, changes are coming to retirement plans beginning next year. The idea is to get more people to save more for retirement, which is a good thing, but be careful, saving too much in retirement accounts can have a downside, […]
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Centenarians Dilemma | February 13, 2021

Centenarians Dilemma At PWM, we strongly prefer that all of our clients complete a retirement planning exercise so we can properly advise them in all their financial decisions. One of the key questions we need to estimate in developing the plan is how long they expect to live. The classic mistake is assuming that they […]
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